Last Updated: March 2026

1. Agreement

By accessing joovier.com and purchasing our products, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Products & Services

Gemify Academy provides digital trading education products including courses, guides, checklists, and community access. All products are delivered digitally and are available immediately upon purchase.

3. Payment

All prices are listed in US dollars. Payment is processed securely through our payment processor. By completing a purchase you authorize us to charge your payment method for the amount displayed at checkout.

4. Refund Policy

We offer a 180-day money-back guarantee. If you are not satisfied with your purchase, contact us at support@getgemify.com within 180 days of your purchase date for a full refund. No questions asked.

5. Intellectual Property

All content, materials, and products sold by Gemify Academy are protected by copyright law. You may not reproduce, distribute, resell, or share our materials without explicit written permission.

6. Disclaimer Of Results

Our products are for educational purposes only. Trading involves significant risk. Past results of our students or instructors are not indicative of future results. Individual results will vary based on effort, experience, market conditions, and other factors. Nothing on this site constitutes financial advice.

7. Risk Warning

Trading financial markets carries a high level of risk and may not be suitable for all investors. Never trade with money you cannot afford to lose. You are solely responsible for your trading decisions.

8. Limitation Of Liability

Gemify Academy shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our products or services. Our total liability shall not exceed the amount you paid for the product in question.

9. Prohibited Use

You agree not to:

Resell or distribute our products

Share login credentials with others

Use our content for commercial purposes without permission

Engage in any unlawful activity through our platform

10. Account Termination

We reserve the right to terminate access to our products and services at our discretion if these terms are violated.

11. Chargebacks

Initiating a chargeback instead of requesting a refund through our support team may result in immediate termination of access to all products and services. We reserve the right to dispute all chargebacks using available transaction data.

12. Governing Law

These terms are governed by the laws of the applicable jurisdiction. Any disputes shall be resolved through binding arbitration.

13. Changes To Terms

We reserve the right to update these terms at any time. Continued use of our services constitutes acceptance of the updated terms.